Products & Services

Self-funding is the most efficient financial arrangement for both large and small companies to offer benefit plans to their employees. We offer a full-range of products needed to properly reinsure a self-funded plan.

Specific Stop Loss

Insurance protection for claims on an individual which exceeds a predetermined deductible.

  • Deductibles from $10,000 to $300,000+
  • Any Contract Basis: 12/12, 12/15, 15/12, 24/12, Paid, etc…
  • Specific Advancement
  • Terminal Liability

Aggregate Stop Loss

Insurance protection for unlikely claims on an individual which exceeds a predetermined deductible.

  • Any Contract Basis: 12/12, 12/15, 15/12, 24/12, Paid, etc…
  • Aggregate Accomodation
  • Terminal Liability

Consulting Services

Our clients choose us because of our 40 Years of experience dealing directly with self-funded plans and stop-loss related issues.

  • Complete review and audit of benefit program
  • Best Practice solutions for brokers and employers not familiar with self-funding

Customized Risk Products

Our risk partners have the ability to bind coverage on non-traditional products that serve our clients.

  • Additional Aggregate Coverage
  • Transitional Contract Basis